Hawaii No Fault Insurance Massage

No-Fault Insurance Massage

Hawaii is one of 12 states that accepts no-fault auto insurance. This means that each driver’s insurance company will pay for treatment (hint: massage therapy) of their injuries, regardless of who caused the accident. No-fault insurance only applies to personal injury, not property damage.

In Hawaii, you can’t file a personal injury lawsuit against the driver who caused the accident unless you can prove your injuries exceed the amount of your personal injury protection insurance (PIP) coverage, or that your injuries have caused disfigurement, loss of or severe damage to a body part, or severe mental or emotional distress.

The minimum liability insurance required by law in Hawaii is $10,000 for a driver and each of his/her passengers and $20,000 per person/$40,000 per accident for third-parties (pedestrians and other drivers).

Massage Therapy and Auto Accident Injuries

Obvious injuries suffered after a car accident, like broken bones, are treated in the emergency room and on the surgeons table. Subtle problems may need massage therapy, as they develop over time. Soft tissue injuries may be difficult to detect at the time of the accident. They can manifest later as sore muscles, chronic headaches, a stiff neck or other issues.

After you’ve been thoroughly evaluated, your physician or an ER doctor may recommend ongoing massage therapy to treat back pain, headaches or other medical issues resulting from a car accident. (Medical massage is covered by no-fault polices in Hawaii, and by most other medical insurance. Check with your provider for details.)

Massage reduces pain and swelling after an accident. It increases circulation to injured areas, allowing them to heal faster. Massage therapy increases range of motion and flexibility sooner after an accident. Along with exercise and other types of physical therapy, it can help you get back to normal sooner.

Getting massage therapy treatment can help prevent the side effects caused by relying on painkillers and NSAIDs (anti-inflammatory drugs) to suppress symptoms after an auto injury.

Massage Therapy Can Help with the Following Injuries


massage north shore oahu hawaiiA sudden jerking of the head backward or forward during a car accident can damage the sternocleidomastoid (SCM) muscles in your neck. You use those muscles when you tilt your head or turn it from side to side. The sudden jerking movement experienced by many accident victims results in torn or stretched tendons, commonly known as whiplash. If your neck feels tender, sore of if you notice bruising or swelling, you might have whiplash. Headaches, blurry eyesight and dizziness are other symptoms, commonly occurring when you move your head. Using trigger point therapy, we can locate the exact cause of muscle pain and alleviate it, sometimes in just one session. Deep tissue massage may be needed for more persistent neck or back pain.

Trauma Relief

After your body is exposed to the trauma of a car accident, muscles may contract to protect themselves and keep joints in place.  At Island Bliss Massage, we’ll use trigger point therapy, myofascial release, and deep tissue massage to find tight spots and release them, relieving pain. Swedish massage is also useful for restoring balance to your nervous system and reducing the ill effects of trauma.

Back Pain

A car injury may result in several types of back pain, including mid-back or lower back pain and lumbar injury. Your physician will examine you after the accident and, after proper medical treatment, give you a referral for massage therapy to treat muscle pain, soreness and/or spasms. Depending on the severity of your injury, our massage therapist may use deep tissue massage on chronically tight muscles or locate the trigger point causing your pain with trigger point massage therapy. There are many ways to treat back pain using massage and we’ll discuss them with you and look at your doctor’s recommendations to determine the best treatment for you.

Workman’s Compensation Massage

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Your physician needs to write a referral for medical massage, stating the reason for the massage therapy and the length of time treatment is needed. A workman’s comp claim for massage therapy must be approved by your insurance company before payment can be made.

Island Bliss Massage can help you choose the best type of massage for your injury to help you heal and return to work sooner.